Freelance "Real Rate" Calculator

Determine a truly sustainable hourly billing rate that covers your target net salary, business overhead expenses, planned time off, and real-world tax withholdings.

Target Net Income & Taxes
$75,000
5.0%
Working Schedule Adjuster
40 hrs
Total weekly hours spent working in and on your business.
25%
Time spent on invoicing, sales, admin, and marketing (unbilled).
4 weeks
10 days
5 days
Business Expense Itemizer

Factoring in overhead expenses ensures your clients pay for your costs, not you.

Total Business Overhead: $0.00 / yr
Real Rate Recommendation
RECOMMENDED MINIMUM HOURLY RATE
$0.00
based on 1,350 annual billable hours
Gross Revenue Allocations
Net
Taxes
Expenses
Net Income (Take-Home)
Tax Withholdings
Business Overhead
Earnings Breakdown Table
Period Gross Rev Expenses Taxes Net Income
Annual $0.00 $0.00 $0.00 $0.00
Monthly $0.00 $0.00 $0.00 $0.00
Weekly $0.00 $0.00 $0.00 $0.00
Daily $0.00 $0.00 $0.00 $0.00
0.0
Working Weeks / Yr
0.0
Billable Hours / Wk
0
Total Billable Hours
0
Admin Overhead Hours
Detailed Tax Withholding Projections
Self-Employment (FICA) Tax: $0.00
Federal Income Tax: $0.00
State & Local Tax: $0.00
Effective Income Tax Rate: 0.0%
Interactive Goal-Seek & Schedule Planner

Play with parameters. Find out how custom rates or customized hours impact your work schedules and take-home income.

Option A: Test a Specific Hourly Rate
$
Required gross income: $0.00
Required annual billable hours: 0 hrs
To meet your goals, you must bill:
0.0 hrs / week
Realistic
Option B: Limit Billable Hours
Annual billable hours: 0 hrs
Projected gross annual revenue: $0.00
Estimated annual net take-home:
$0.00
0% of target
Saved Scenarios & Comparisons

Save different rate/hours scenarios to compare them side-by-side. All scenarios are saved locally in your browser.